Skip to ContentSkip to Footer

Hotel & Motel Hospitality Insurance

Hotels and motels are often the targets of lawsuits, with high-profile cases emerging every year. In the hospitality industry, you need insurance coverage to protect the financial health of your business. Hospitality insurance is coverage designed specifically for those operating in the hospitality industry, including hotels and motels.

What Does Hotel & Motel Hospitality Insurance Cover?

Your hospitality insurance must be tailored to meet the needs of your enterprise. You should have coverage for everything from a guest’s slip and fall accident, to fire property damage, security failures, and smoke inhalation injuries. A hotel or motel hospitality insurance package may include coverage for business property, business liability, business crime, and guest property.

Business Property Insurance

This insurance can help restore lost income and cover losses to equipment and materials, such as bedding, televisions, washing machines, and refrigeration units, caused by unexpected occurrences.

Business Liability Insurance

Liability insurance can help protect your business against losses resulting from claims made by guests that they were injured or their property was damaged on your hotel or motel premises.

Business Crime Insurance

This coverage helps protect you from losses resulting from wrongdoing by a third party, such as theft, vandalism, or robbery.

Guest Property Coverage

If a guest has property lost or damaged while staying in your hotel or motel, this insurance covers your legal liability.

Cost of Hotel & Motel Hospitality Insurance

The cost of your hospitality insurance will depend on the location of your business and the types and levels of coverage needed. Our local insurance agent at Murphy Insurance in Sterling, Colorado, can design a package with coverage solutions tailored to meet the needs of your hotel or motel hospitality business.

Get A Quote

* indicates required fields

This field is for validation purposes and should be left unchanged.

Customer Reviews
5/5

Great rates

Melissa Rene Morris
Melissa R Morris
5/5

The guy that runs this insurance brokerage is extremely nice thorough he make...

JG
Joe G
5/5

Very proffessional and not intimidating when dealing with legal/contractual...

Kelby Christofferson
Kelby C
4/5

Nice clean place.Cant really say much more.

Janlene Mullins
Janlene M
5/5

Its nice to have someone to go to for face to face service

Sierra Ehrlick
Sierra E