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About Us

Murphy Insurance was established in Sterling in 1959 by Alvin Murphy. Over the next several decades he was able to enjoy the success of his growing agency. During the 1980s, two of Alvin’s sons, Derrel & Lenny, joined the agency. With Alvin deciding it was finally time to retire in 1998, Derrel & Lenny purchased the agency and worked side by side until Lenny’s untimely death in 2003. In 2007, Derrel’s son, Ryan Murphy joined the agency. Ryan became a 10% owner in 2008 and purchased the agency from his father in October of 2019. Today, Ryan and his other agent Sue McDaniel who has been with the agency for 30+ years still provide the same personable client-agent relationship that Alvin started in 1959.

An Independent Advantage

We are Independent Agents in Sterling, Colorado, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Murphy Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

5 Stars!


5 Stars!


5 Stars!

Jesse T

Good people.

andy d raybeem


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